A proposal for the National Police of Guatemala
This programme comes from a quotation prepared for the National Police of Guatemala, which provided for 40 hours over ten months.
The pathway shown here describes that proposal. The audience, duration, inclusions and terms for other institutions remain to be confirmed.
Module 1, basic course (months 1-3)
- Key concepts of personal finance (income, expenses, saving, inflation)
- Managing the family budget (practical tools and methods)
- The difference between needs and wants
- Introduction to current accounts, cards and banking tools
- First steps in financial planning
- Practical activities: your own personal budget, analysis of real spending with digital tools, weekly saving exercises
Module 2, intermediate course (months 4-6)
- Protection tools: insurance, emergency funds
- Risk analysis and diversification
- Investment basics (shares, bonds, funds, ETFs)
- Debt management and strategic use of credit
- Basic taxation: taxes, deductions and tax benefits
- Practical activities: simulating a diversified portfolio, calculating the emergency fund, comparing financial instruments
Module 3, advanced course (months 7-10)
- Advanced investment strategies (asset allocation, rebalancing, passive and active strategies)
- Planning for goals: home, education, retirement
- Alternative investments (real estate, start-ups, cryptocurrencies with a prudent approach)
- Tax optimisation and estate succession
- Drawing up a 10-year financial plan
- Practical activities: a personalised investment plan, simulating economic scenarios, real cases of wealth management
Inclusions in the original quotation
- The book «Las finanzas son tus amigas»
- International certificate, 40 hours
- Access to the Prometheus Community, in direct contact with Stefano Veronesi
- The last three classes of the course and final assessments with Stefano Veronesi
The quotation included the book, an “International Certificate”, Community access and the final three classes and assessments with Stefano Veronesi. These terms and the meaning of the certificate must be confirmed for each new proposal.